Home Builder's Insurance Coverage
As one of the largest providers of insurance for residential homebuilders and subcontractors in the area, we have consistently demonstrated technical expertise and broad knowledge. As an active member of the Homebuilders Association (www.mahba.com), with over 25 years of experience consulting homebuilders and subcontractors, we can help you develop a structured risk management plan.
One of the biggest issues associated with homebuilders is coverage for defective products. While this coverage is excluded from most insurance policies, we have possible solutions for you. Another issue facing this industry includes determination of the subcontractor/ homebuilder relationship as regards to insurance. There are certain rules that must be carefully reviewed to determine whether a subcontactor is a true independent contractor or considered an employee of the general contractor.
We routinely place a wide variety of coverages for our clients including general liability, property, builders risk, automobile, workers compensation, umbrella, directors and officers, professional liability, employment practices and of course bonds.
