Restaurant Insurance Coverage
An endorsed agent of the Tennessee Restaurant Association (www.thetra.com), our expertise extends from deli’s to fine dining, single location to sizable franchise operator. Restaurants have unique and difficult property and liability exposures that often require specialized coverages. Some of these coverages we provide include food spoilage/equipment breakdown, liquor liability, product recall, reputational equity/food borne illness, business income, employee dishonesty, employment practices, customer related discrimination and automobile/delivery. We’ll work with you to assess your current risk management program and safety equipment, including compliance with regulatory standards. We’ll address the issue of claim frequency, particularly related to liability and workers compensation, to help you understand the issues and develop long-standing relationships with your insurance company partners.
